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If you hadn’t noticed lately that paying for stuff with your phone is becoming more often, durable and a very big deal. So if you have an Apple iPhone and a bank account, then you already have everything you need to pay with just a tap.

You can easily use the Apple Pay to pay on iPhones, Macs and so on easily. Apple Pay is now of the most used and popular online paying services which is very safe.

Now there’s a lot of questions and discussion that moves around Apple Pay payments whether it is safe and durable? How does it work? And, how it can be set up?

Well these are all good questions. The first one is quite easy. Most mobile payment use NFC or Near Field Communication, which is perhaps the same technology you might have used pair or share files between two devices.

Apple uses different methods of storing your financial information. 
The Online payment safety issue is growing. And because most of us have an experience with so many recent hacks, nothing and no one is really 100 percent sure and secure. Whether you’re robbed with an ATM skimmer, or an infrared camera that steals your PIN, internet robbers are figuring out many trickishly and unlawful ways to take from your money.

Mobile payments are safe, if not safer, than using an ATM card. They are also safer than walking around with cash. So, in case you’re thinking of using the Apple mobile payment, then you still need to set them up, which is very easy.

So to set up you’ll have to open your iPad or iPhone settings. So open the settings and then tap on Passbook & Apple Pay.”

The first thing to do is to add a credit or debit card. Tap on "Add a credit or debit card.

So before you can do anything, you’ll need to enter your Apple ID password. Note: Sorry guys Touch ID won’t work here.

So now you have two choices, in case you have a card on file with iTunes, you can use that one or you can set up Apple Pay to work with a another card.

Now in case you want to use the card on file, that means you’ll have to enter the security code from the back of the physical card.

So enter the given security code, and then agree to the terms and conditions. It’s a good idea to read this document i.e. if you wish and not a must. After agreeing to the terms and conditions, you’ll be prompted in case you'll allow Passbook to use your location when you use the Apple Pay app.

Well this is not necessarily needed and not that import, so it is not a must to agree to this for Apple Pay to work.

After adding a new card, it will show up under the “Cards” section, so from there you can tap any one to view or update details.

You can also add more cards if you want to pay with a different one, for instance if you are going on a business trip or vacation. So at any time you can easily change the default card to another by tapping on the “Default Card” option.

And under this you can add and edit other pertinent information: billing and shipping addresses, email address, and phone number.

If you want to use Apple Pay, just tap your iOS device on the payment terminal while holding your finger on the Touch ID sensor. Apple Pay makes uses of your fingerprint to authenticate transactions. So you don’t have to unlock your phone before using Apple Pay.

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